Are the risks of golf cart injuries inherent to the sport? Those in the golfing world are probably no stranger to using golf carts. Golf course executives must be aware of the risks that golf carts present to the business and implement policies and procedures for adequately handling these vehicles. The fact is that lawsuits occur for injuries on the course all too often. Since golf carts lack many safety features, like signal lights, mirrors, airbags, and sometimes even seat belts, they are a severe hazard on the course. Passengers are easily susceptible to injuries if involved in accidents. Although they are not fast, these carts can still present a significant amount of personal and property damage if a collision or rollover occurs. Golf cart accidents are generally due to distracted driving, driving under the influence, or hazardous conditions.
Golf Cart Injuries on the Rise
Although golf carts are not as large or heavy as most other vehicles and do not travel at the same high speeds, collisions and rollovers can still lead to serious injuries and potentially even death. It is important to note that the injuries greatly range in severity. The cost of medical treatments and rehabilitation services can lead to hefty expenses and serious repercussions for those managing the course. It puts severe financial, physical, and emotional stress on everyone involved.
Accident and Liability Investigation
First and foremost, managers of the golf course should tend to the injured party. Make arrangements to quickly get those to the hospital who need immediate medical attention. Once it is clear that everyone is safe, it is best to contact the police and take photos of the scene, such as any injuries, the golf cart(s) involved, any other objects that could potentially be associated with the accident. Also, be sure to get any witnesses’ contact information.
Determining fault will call for a thorough accident investigation, including a professional inspection of the vehicles involved, examining the scene, and witness interviews. You may want to hire a lawyer to work with the police officer assigned to the case. The owner of these vehicles who entrust them to other drivers can be held liable for damages. Liable parties can include the manufacturer of the golf cart’s parts, negligent drivers themselves, golf cart rental facility owners/managers, and parents of children who may be involved. Golf course managers are often targeted as they may be the ones who officially issued the vehicle during the time of an incident.
Putting Safety First
The dangers posed by golf carts should always be taken seriously. Golf course managers must be highly cautious and remember that golf carts can be just as dangerous as cars. Be sure to secure Tee to Green Insurance as part of your risk management strategies. Managers should encourage these golf cart safety tips and ensure players abide by them:
- Always brake very slowly (especially when doing downhill)
- Avoid sharp trunks at all costs
- Check weather and terrain conditions before using the cart
- Remain below 15 miles per hour
- Stay sitting back in seats
- Keep feet and arms inside the golf cart at all times;
- Don’t allow children under the age of 16 to drive without supervision
About T2 Green Insurance
T2Green Insurance provides the best customized and comprehensive protection for your club, resort, or golf management business. Our niche expertise and sole focus is insuring this class, while our industry professionals are dedicated to providing exceptional results so that you can feel confident with your coverage. T2Green offers specialized coverage options that are unique in the industry. With our exclusive program unlike anything else on the market, you can feel peace of mind with protection that is tailored to your club’s unique needs. T2Green is driven by innovation and responsiveness in both coverage solutions and customer service. We understand the challenges that are presented in varying locations and seasons to write policies for clubs from coast to coast and everywhere in between so you can operate with confidence, no matter what conditions arise. Reach us at 844-223-9005 with any questions or so we can begin tailoring a package that works best for your club.
