Country clubs are created to be enjoyable recreational places but they also share liquor liability for the alcoholic drinks they serve. Golf courses commonly also have other extravagant or fun facilities, but with that comes additional challenges, potential dangers, and therefore liability. It is often assumed that only bars, liquor stores, and restaurants are the only establishments that require liquor liability coverage. However, liquor liability coverage is an essential protection for any business which serves alcohol, and this includes country clubs.
Understanding Liquor Liability
There are two separate legal descriptions to describe the situation in which a personal injury is caused by someone who has been over-served alcoholic beverages. The two categories include:
Social Host
This does not apply to country clubs as this liability is assigned to private individuals or homeowners who negligently serve alcohol on their property.
Dram Shop Liability
This is associated with establishments’ liability and legal duties, such as restaurants, bars, country clubs, etc. while serving alcohol.
A Deeper Dive Into Dram Shop Liability
The name is derived from old English Law to refer to small portions of alcohol sold individually. When patrons or customers become too intoxicated due to the over-serving of alcohol, their actions can lead to an injury to third parties or themselves. This all too often takes place in the form of drunk driving. If an over-served customer injures someone as a result, the responsibility falls on the establishment where they became intoxicated.
The Responsibility of the Golf Course
Not a single alcoholic beverage should be sold or delivered on any licensed premises to an intoxicated person. It is the responsibility of every manager, server, bartender, and wait staff member to observe customers’ intoxication levels. Doing everything to prevent over-serving is the best way to avoid these liability claims. Common damages resulting from over-serving include health and medical expenses and loss of income and ability to earn. Be sure to secure t2green insurance so that your business is not in jeopardy.
About T2 Green Insurance
T2Green insurance provides the best customized and comprehensive protection for your club, resort, or golf management business. Our niche expertise and sole focus is ensuring this class, while our industry professionals are dedicated to providing exceptional results so that you can feel confident with your coverage. T2Green offers specialized coverage options that are unique in the industry. With our exclusive program unlike anything else on the market, you can feel peace of mind with protection that is tailored to your club’s unique needs. T2Green is driven by innovation and responsiveness in both coverage solutions and customer service. We understand the challenges that are presented in varying locations and seasons to write policies for clubs from coast to coast and everywhere in between so you can operate with confidence, no matter what conditions arise. Reach us at 844-223-9005 with any questions or so we can begin tailoring a package that works best for your club.
